Schengen Treaty

An agreement between several countries of Europe, stating that, if a person secures a visa from one member country, they may use a Schengen Visa to enter all other member countries.

Secured Credit Card

For secured credit card, there should be two accounts: a frozen bank account the funds in which act as a guarantee for the card, and the actual credit card account. The card owner is obliged to make a minimum monthly payment of 10 % of the outstanding balance, within a couple of weeks from receiving the bank statement.


Shares, bonds and debt obligations of any kind, which give evidence to and assure the fulfillment of an obligation. Securities are bought and sold in the financial markets and via the Internet, through an Offshore Brokerage Account.


The person who creates a trust.

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